What are the rules about buying land and putting on a trailer while you build - santa cruz county?

Asked by Shay, Aptos, CA Mon Apr 26, 2010

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Molly Thomps…, Agent, Saratoga, CA
Tue Apr 27, 2010
Terry is right about difficult to finance- it is a cash intensive proposition. If you check w/ County Planning dept I believe you will find that they will permit you to put a trailer on land zoned for residential, after you get the well and septic system installed, for up to 2 years while you build a house. I think they also expect you to get inspections as you go on the building, but at least once each 6 months during the 2 year time period.

Molly Thompson, Broker Associate, Alain Pinel
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Terry Ballan…, , 95003
Mon Apr 26, 2010
The challenge is buying the land. Lenders want large down payments on the purchase of land in this market.
No less than 40% in most cases and that would be a good situation. If you fly over that hurdle, it depends where you buy and your risk tolerance. In Santa Cruz county the planning and zoning department can spell out the particulars for your specific parcel. If it is a remote parcel and your neighbors know it is temporary housing, you might find them agreeable to a trailer. However, if you are creating gray water issues, ( used water from showers, dishes etc.) or if you have no permit for septic or some other system for waste removal, this would be a serious violation.
Building in the middle of a residential developement within city limits would pose additional challenges.
Where is the parcel you are interested in?

Terry Ballantyne
Sereno Group Real Estate
831 515 1101
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