Banks don't give a whole lot these days. Don't expect a Real Property Disclosure either. As for monetary concessions, good luck. Banks feel like they've already taken a loss in the foreclosure process and are unwilling to lose anymore. You'd think they'd want to hurry up and sell their inventory (since they're not in the business to sell homes!), but I've found that banks will bog you down with beauracracy and fight you for every dollar.