Asked by K. Whit, Catawissa, PA • Wed Oct 15, 2008
My now ex-fiance and I purchased a house together. While together, he took out a second mortgage on the house and I did sign it for a siding upgrade/home repairs. However, in this second mortgage, he also consolidated a large amount of his personal credit cards into this loan that I was not aware of. We ended our relationship, and he agreed to it being his responsibility to continue to pay on that second mortgage since it was mostly his credit card debt that was consolidated into it, and I had paid off a very large amount out of my own personal income tax rebates of his debt while with him. Now, he has defaulted on this second mortgage, and the company is calling me to collect. He should have the money to pay it, but is not, and I do not have enough to pay the full amount. This creditor has refused a partial payment on this loan that I did offer to pay them. What can I do? P.S--we have a child together who resides mainly in this residence with me. Thanks.
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