If you are in your redemption period that tells me that BOA has foreclosed on your home. At the point of foreclosure you no longer have a loan with the bank. Therefore you having nothing to restructure.
To redeem your property, you would have to pay BOA what they paid at the foreclosure auction plus court costs. And in most situations, the lender bids what was owed on the mortgage - which almost always exceeds the value of the property.
No lender will be willing to buy your home if the cost would exceed the current property value.
My advice is save for the next six months and plan on moving out at the end of redemption. If you're lucky, BOA will give you a 'cash for keys' offer at the end of redemption (they pay you to leave). But there's no guarantee and you don't want a foreclosure on your civil record.