i think you're going to ask, "Do they have to give me notice to move out"? Or something to that tune.
You knew when the auction date was, that's you're notice. The bank has to publish in a newspaper for 3wks the date of your auction, that is your notice.
Why are you letting it get this far? Why don't you just call me & I can handle a short sale for you, this will buy you more time in the home & you could probably be there through the holidays. They're not going to give you a loan modification, if they were going to do that, they WOULD NOT BE POSTING AUCTION DATES.
Shoot me an email directly if you would like to talk about this further. I don't look back on this same Trulia posting for answers after mine.
Emily S. Knell
Realtor Since 1996
Realty ONE Group
100% short sale success ratio
& I can Prove it