Asked by April Becker, Jacksonville, AR • Mon Jan 19, 2009
this house was dismissed even though i decidd not to innclude it the previous day with my attorney. My credit reports all show this loan being dismissed with no new loan taken out. I decided to send my payments anyway, so that I would not lose my home, until March 2008, My house went into foreclosure with the loss of my job, THE MORTGAGE COMPANY BOUGHT MY HOME AT AUCTION FOR THE AMOUNT I OWED O PRINCIPAL, WHICH IS ABOUT 425k or more short of fair market value. I turned the property over and vacated August 15th, and the property is still vacant and untouched.Since I sent payments to pay for a loan that no longer existed voluntarily with no legal instruction to do so, and they aaccepted these payments, (a) am I owed money for those payments or (b) is the home still mine? Other options?
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