Buying a foreclosure can be a very smart buy for a first time home buyer. Usually they are sold below market value, sometimes at a very deep discount, but sometime they are over priced. The best way to know if you are getting a deal is to work with a buyer's agent. Be sure to have the home professionally inspected, and if repairs are needed, get an estimate of the cost to complete them. Consider obtaining a loan that includes the repair costs, or negotiating the price based on the cost of repairs. Your buyer's agent will be able to guide you through the process.
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