I agree with Stephen. It is definitely not too late to do a short sale and avoid foreclosure on your record all together. Plus, the sale can be postponed and you may get to stay in the house quite a bit longer while we are working out the short pay proposal with the bank.
We specialize in short sales and I'd like to encourage you to seriously consider a short sale for your property, as that definitely minimize damage to your credit, along with having some other benefits you may wish to consider.
Please contact me at chris@ SanDiegoHousingSolutions.com and I'll be glad to provide some more information for you regarding this subject, along with a list of possible scenarios to consider.
San Diego Housing Solutions
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MLS Agent ID: 642572 (180046 former #)
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