Asked by Rose, Ohio • Tue Sep 16, 2008
What do I do? I'm currently have roof replaced and damage restored from storm. I want to keep my home. Been trying to negotiate for months with no results. I even hired a lawyer but he says bank is unwilling to negotiate unless I can pay all back due upfront, he suggests Chap. 13. I don't want to file Chap. 13, I just want my home back at a reasonable interest rate. Can I buy my own home at auction? Do I risk someone else getting it over me, if I do that? The appraisal is 10,000 less then I owe, why? Why wouldn't they take my offer of paying back in full, just over time? I want to keep my home! I've been here for 12 years, my boys would be devastated.
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