Me and my husband wondering if we are qualified to buy a house or a condo.we are boat working.But we have a low credit.

Asked by Nala.santaana, Maricopa, AZ Mon May 14, 2012

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Tracey Frink’s answer
Tracey Frink, , Las Vegas, NV
Tue May 15, 2012
You need to talk with a lender and get the facts. Once you've determined if you can qualify and for how much you qualify for, then you can make important decisions. Real Estate Professionals are just that,Real Estate Professionals. We're not lenders and cannot give you accurate information. That's the reality. Feel free to contact me if I can be of assistance.

Tracey M.Frink
TR Realty 1810 E. Sahara Ave. #100
Las Vegas, NV 89104
Work: 702.727.4030
Cell: 702-416-8806
Fax: 702.946.1366
0 votes
James Bellile, Agent, Las Vegas, NV
Tue May 29, 2012
Hi Nala,

If you have over a 620 credit score and have not defaulted on any credit cards or other bills in the last one year, you will probably qualify for a 3.5% down payment, 30 year fixed, FHA loan at around a 4%-4.25% interest rate. Please call me with questions 702- 222-0815.

My website has lot's of useful information for you as well.


James Bellile
iProperties International
0 votes
Raina Musser, Both Buyer And Seller, Las Vegas, NV
Mon May 14, 2012
Please contact me so I can ask more detailed questions. Low credit id not always the deciding factor in getting a loan. Great question! Raina Musser
0 votes
Chris Harris…, Agent, Henderson, NV
Mon May 14, 2012
Hi Nala,

It all depends on how low your credit is and what's causing that?

Contact Jennifer Caro with Castle & Cooke Mortgage. Her telephone # is 702-595-6881 and email is . She will be able to pull your credit and qualify you or advise you on what steps you will need to take to get your credit score to rise. I work with her on a consistent basis and she has been able to help my clients in similiar situations.

Let her know that I referred you to her. Contact me if there is anything I can do to be of service in your home search.

Best regards,

Chris Harrison
Barrett & Co., Inc.
2885 S. Jones Blvd
Las Vegas, NV 89146
(702) 592-9510 ph
0 votes
Matthew D'Er…, Agent, Las Vegas, NV
Mon May 14, 2012
We can get you into a home with a minimum of 10% down, maybe less depending on your actual credit. We've done this for many people. Please call or write and we'll see where you're at and go from there. Feel free to use our web site to search for current homes on the market in your price range and the area you want to live. Thanks, Kim and Matt

Kim and Matthew D’Ercole
One Source Realty and Management
Buyer Specialists
Cell - 702.501.0973
Website -
0 votes
Denny Hebibo…, Agent, Las Vegas, NV
Mon May 14, 2012
Hello Nala,

try to contact Robert Commer, at JFK FInancial, Inc.
cell: 702-375-1317 email:
He can check it out so you can go thru all the details . .
Hopefuly, there is some possiblity . . Good Luck!

CELL: 702-241-6110
0 votes
Phil Rotondo, Agent, Melbourne, FL
Mon May 14, 2012
Contact your bank or any lender.
They'll be able to determine in a flash if you qualify.
0 votes
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