Linda, you need to clarify what you mean by the foreclosure market as there are several segments to this. One market is the one you hear on TV with fictitious earnings from people who want to sell their foreclosure programs. Forget this effort. The second market is the REO assets that are owned by lenders and banks. To access this market takes a long relationship with a banker, usually by a person in the investor or real estate practitioner field who has, over the years, created a good relationship with individuals in the lending industry to get first 'dibs' on foreclosed properties. Keep in mind that not all banks want to sell their foreclosed properties. The third market if the HUD or goverrment foreclosed market, and this information is available on line, through their own sites. More commonly today, the government agencies contract with realty firms to handle these properties, so if you go to your local MLS and have a realtor search 'hud' or foreclosed properties for you in certain areas, a list will be available for you to check these properties and make an offer if you're interested. The fourth manner is to join a local investors group, such as MAREI, where seasoned investors buy, sell and trade all types of properties all the time, including foreclosed properties. If you're a beginner in this field, this is the best and most productive information I can provide for you. If you need further help, please contact me.