Asked by buckeyeob, Orlando, FL • Fri Apr 26, 2013
I had a chapter 7 discharging my mortgage in 2005. The loan was never re-instated and I continued to make payments until my partner passed away and I became very ill in '07. I'm on my 3rd servicing company & just found out that they have reported the foreclosure on my credit report.. Since the bank & I cannot come to agreement, should I have the Judge in the bankruptcy case re-opened based on their attempt to collect this debt through foreclosure? Do I have a legal recourse against the bank reporting on my credit report?
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