In a short sale or foreclosure do I have to leave any appliances from the kitchen? I believe if you're doing a conventional sale you do!??

Asked by Newmark, 10950 Mon Aug 23, 2010

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Gail Gladstone’s answer
Gail Gladsto…, Agent, 11743, NY
Mon Aug 23, 2010
A short sale is ethically no different than any other home sale. Whatever you are advertising as being in the house is what you must leave in the house.

If you are foreclosed upon....oh well.
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Catherine Be…, Agent, Lawndale, CA
Wed Dec 1, 2010
It is your choice how you market your property for sale - with or without applicances that are considered personal property. Any fixture that is attached must stay. If the buyer's loan is FHA, you will need to have a stove in place.
0 votes
Jay Himelson, Agent, Central Valley, NY
Wed Dec 1, 2010
It all depends on how the offer was negotiated,consult in your agent.
0 votes
Bill Smith, Agent, Monroe, LA
Mon Aug 23, 2010
If you're doing a short sale, you have to see how you have it listed, just ask your agent. A foreclosure is a different story.
William Smith
Keller Williams Realty
0 votes
Scott Godzyk, Agent, Manchester, NH
Mon Aug 23, 2010
You are the owner so it is your choice what you want to with them. If you are selling a short sale you will at least want to keep the stove as lenders require a working stove to be able to get a fha mortgage which most buyers are getting. you probabily want to list the other appliances as negotiable and see what kind of a deal you can work out, appliances are important to most buyers and can mean the difference between a sale or not. Good luck with your sale
0 votes
Ian A. Wolf, Agent, Morristown, NJ
Mon Aug 23, 2010
In theory, you can do anything you want as long as you make it clear when you list the home to all potential parties that the appliances are not included. However, it will limit the ability for many buyers to get a loan, as previously stated. FHA loans, in particular, will require a stove. Some municipalities will also require a stove to get a CO and transfer the property. As long as you can get a buyer to assume that responsibility, then I guess you could take it. For the price of a stove, though, it is probably worth it to leave it and make sure you have no issues with the sale since time is a factor. If you are being foreclosed, you can take it, and then the bank will just sell it accordingly later. Or, whoever buys it at the sale will deal with it. You can always take the refrigerator as long as that was disclosed up front and properly negotiated. Hope that helps.
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Lyle Wolf, Agent, Morristown, NJ
Mon Aug 23, 2010
I know in Pennsylvania and New Jersey you cannot sell a house without a working stove in the Kitchen. All other appliances are negotiable. In doing a short sale the seller does not need to include the other kitchen appliances in the sale of the home. The seller can exclude them from the real estate sales contract and sell them separately as personal property outside the real estate transaction. The seller also has the right to keep the money from the sale. The same is true for furniture, snow blowers, lawn mowers, etc. which the seller may offer to sell to the buyer.
0 votes
Jim McCowan, Agent, Arlington, VA
Mon Aug 23, 2010
Something else to consider is the fact that it's almost impossible, at least around here in the Metro DC area, for a buyer to get a mortgage on a home that does not have a working kitchen. No appliancas, not a working kitchen.
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Ralph Windsc…, Agent, Hauppauge, NY
Mon Aug 23, 2010
If you're doing a short sale, the home and its appliances still belong to you. If you did not sign a listing agreement already, then you may be able to elect to keep some of the appliances and take them with you when you leave. However, the bank may require you to leave them before they will approve the short sale. Obviously, a house with appliances is more attractive to a buyer than one without. Remember, in a short sale, the bank is agreeing to take less than they're owed from you. In a foreclosure, the bank is taking ownership of the house away from you. I don't know of anything that would prevent you from taking the appliances in a foreclosure other than the fact that the bank can still go after you for the difference between the what you owe them and what they get for the house through foreclosure sale. In a conventional sale, you can choose to take the appliances with you but the house has to be listed that way (without the appliances). The list of appliances is usually delineated in the contract of sale.

Good luck!
Ralph Windschuh
Certified Buyer Representative
Senior Real Estate Specialist
Associate Broker
Century 21 Princeton Properties
In The Top 2% of Century 21 Agents Nationwide!
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