In a foreclosure, can I take my appliances and light fixtures with me?

Asked by Marlinda, Las Vegas, NV Fri Sep 21, 2012

We bought all the appliances and light fixtures outside of the loan we got for the mortgage. We also put In built in closets and a fantastic wine cellar at our on cost. Can we take These with us when we leave??

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Johnny James, Agent, Beverly Hills, CA
Thu Nov 15, 2012
Your appliances are things you can plug in and take with you but things attached to the home become fixtures and should not be removed.
0 votes
Team Beckers, Agent, Las Vegas, NV
Tue Sep 25, 2012
Hello Marlinda,

Gary is right on on saying to work with your lender. In most cases items that have been affixed to the home become fixtures and are considered real property, not personal property. Your best bet is to talk with your lender and see if they will approve it but make sure its in writing.

We wish you the best.

Team Beckers
0 votes
Gary Geer, Agent, Antioch, IL
Sat Sep 22, 2012
It's ususally best to work with the lender who is foreclosing on your property. They want the home in the best conditon as possible so they can sell it and if your applicances and fixtures are there it will show better. Talk to the lender, they may be willing to work with you and offer "Relocation Assistance" in the form of a check to you to help you relocate and leave the property in good conditon.
0 votes
Maria Cipoll…, Agent, Coral Springs, FL
Sat Sep 22, 2012
No. It is simply not worth the risk of getting into a legal situation. The consequenses of doing that can land you in jail and maybe prision. Anything attached to the house belong to that property. It is consider theft, and over $500,00 is consider grand theft and a felony in many states.

Best of Luck,

Maria E. Cipollone
0 votes
Ron Thomas, Agent, Fresno, CA
Sat Sep 22, 2012
You consider the Lender a THIEF for taking your HOME:
You think that this creates a tit-for-tat situation:
The Bank probably would not agree with you.
0 votes
RelocationPro, Agent, Las Vegas, NV
Fri Sep 21, 2012
As David stated, ANYTHING attached to the home is considered real property and belongs to the house. To be sure you would need to speak with a real estate attorney.

**Disclaimer: This is not legal advice. Any legal advice shall be obtained from a licensed attorney.**
0 votes
David Cooper, Agent, Los Angeles, CA
Fri Sep 21, 2012
Anything attached belongs to the house. Could open you up to serious legal problems

David Cooper Investor 702-499-7037
0 votes
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