Foreclosure in Valrico>Question Details

deanlilly1, Home Owner in Valrico, FL

If an HOA files a foreclosure on a persons Homestead (Texas) for unpaid fees,penalties,etc. can that HOA then forcibly evict that Homeowner?

Asked by deanlilly1, Valrico, FL Mon May 6, 2013

Even though that homeowner is in good standing with Mortgage and it is their Homestead in TEXAS?

Help the community by answering this question:


If the property is in Florida then yes the HOA can foreclose and take ownership and then the HOA has control and can rent it out.

Not sure of the Texas laws about HOAs so you may need to contact an attorney in Texas.

Here is a helpful website about living in an HOA and it may have some info about Texas laws:

Hope this helps.

All the best,
Alma Rose Kee, PA
Sold On Tampa Team
0 votes Thank Flag Link Mon May 6, 2013
Yes an HOA can foreclose on a property regardless on your payment history with your mortgage lender. I am not an attorney but from what I understand is that any liens placed by an HOA can and will be put the liens of a mortgage lender, therefore the HOA can force a sale to recoup their fees. For more information regarding your county and State laws you will want to read very closely your HOA by-laws and get in touch with an attorney.

Have a great day;

Christina Solorzano;
CEO & SR Credit & Mortgage Consultant of
Everlasting Credit
Ex-Mortgage Broker of more than 10 years
0 votes Thank Flag Link Mon May 6, 2013
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