Asked by Erica, Pennsylvania • Fri Aug 2, 2013
My father passed away ten months ago and I have since moved into his home and have taken over the mortgage payments without the mortgage company (Chase) knowing. I did this because I do not have good enough credit to have the mortgage refinanced in my name and my lawyer said it would be fine because as long as the payments were made, that's all the bank cares about. I have since fallen behind on mortgage payments and started receiving letters about foreclosure. If I pay the past due balance (about $2000) , will the foreclosure stop? Also, about how long do you think I have to pay it? I'm afraid to talk to the mortgage company because they don't know that my father has passed and I'm afraid they would force me to do a new mortgage in my name, which I would never be able to do.
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