Hi Shilpa, itâ€™s very common to be misled by RealtyTrac - see it here on Trulia just about every day. RealtyTrac is not a listing service. They post notices of foreclosure and default pulled from public records. Their postings are very misleading because the price shown is NOT representative of what the property will be when priced for sale. This property is not on the market yet, and when it is put up for sale it will very likely be listed on the MLS, not on RealtyTrac.
Iâ€™m not sure whether you have been formally Pre-Approved. As far as buying, this is your first step (not a pre-qualification, see:. http://www.Steven-Anthony.com/default.aspx?pp=39377
for the difference between the two) so you can be ready to act when you need to, or be aware of any issues that may prevent you from buying when you want to.
To avoid being "RealtyTracked" again, and assuming you would like to continue searching for a property on your own, do so via http://www.Realtor.com
as they load ALL listings from ALL Assoc. of Realtors MLS systems automatically. If you are looking for a source that is icon/map-based with easy to use controls contact me offline via email and I'll send you the link.
Of course, I would be please to help you in your search, if desired. Please review my Trulia Profile for professional/academic achievements and Client Testimonials. All I need is search criteria and I'll get started.
If you would like me to set you up with an automated "search agent" that emails you candidate homes meeting your search criteria (price, square feet, bed/bath, etc..) just shoot me an email with what you are looking for.
Best Regards, -Steve