It is already foreclosed, bank owned. We're not worried about credit that much, unfortunately we owe more in medical bills than what we owed on the house. We have a child who has common variable immunodeficiency and severe autism. My home business (corporate research- name generation) died a yr and a half ago, and my unemployment ended in the fall. I applied for SSI for our daughter, but won't receive a determination until the 29th and a payment until Mid January. My husband is working for a lawn care company since his lay off, and now only makes enough to pay our utilities and groceries! Wells Fargo extended our deadline to accept CFK from yesterday until Monday, otherwise we will be evicted, and I have no idea how long that will take! Could they kick us out by Christmas?
$1k won't cover first/ last/ security, and transfer our utilities. I have read that others have negotiated for more $ and that FHA gives $2k CFK? Any advice would be helpful.