If you've watched the news this week. you will have met a fellow who purchased as you did, tricked it out to the max and was foreclosed on. Left with nothing but memories.
What you are attempting to do is possible, but there is so much we do not know.
When I do a short sale I always settle with the second lien holder first, which may be the same process you are using. The big clue we all see is your "NOW WHAT DO I DO?" question.
No one can give you actionable data. It is important to know what, if any options you have created or eliminated or compromised.
We don't know what, if any, agreement you have entered into with the owner.
We don't know what, if any, experience, credentials or resources you have with which to work.
The best, next step, truly depends on your knowledge and capability. What you will attempt to do is contact the bank. Doing this, unprepared, will make the outcome predictable.
The safest next step is to call Dyana.
No, don't use that 'contact' button.
No, don't use Trulia email.
IF you are serious, and this IS a serious situation, you will acknowledge this by picking up the phone and calling.
Best of success to you.