How to get keys of house bought in foreclosure?

Asked by Craigs, 97123 Thu Dec 12, 2013

Portland Oregon - If a house is bought at court steps, how to get the keys of house. House is vacant. Court clerk says he has no idea on next steps. Please don't reply "consult a lawyer".

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12
Jack Kearney, Agent, Portland, OR
Thu Dec 12, 2013
There's no one-size-fits-all answer. A lot of it depends on how you bought it. If it's from a bank and through the RMLS, the listing broker should have the keys to the house (though sometimes the garage and/or mailbox keys are missing). If it's from the courthouse steps (non-judicial foreclosure) or the sheriff's office (judicial foreclosure), you will probably not get any keys (house, garage, mailbox).

In the RMLS case, those houses are generally vacant. In other cases, they may not be vacant, so you should check to see if anyone is still living there. This can be done looking for obvious signs of residence (e.g., car in driveway, seeing people in the house as you look from the curb), by driving by at night to see if any lights are on, calling utility companies to inquire about service, or asking neighbors about the house. Be cautious if you sense someone is living there. If someone is there, you might have to post a notice that you are the new owner and you expect them to leave or contact you, do a cash for keys (give them money to leave), or get an attorney involved to evict them. If nobody is there, a locksmith is one way to get in. Another way is to break in and replace the locks yourself.
1 vote
Derek Goude, Agent, Portland, OR
Thu Dec 12, 2013
Get a locksmith out there to pop the door open. You will save time rather then trying to chase keys around and a locksmith is only ~$40.

I would always rekey a home when it changes hands. Consider it a blessing you didn't get keys. It might tempt you to use the old locks.

Congrats on your new home
1 vote
Using a locksmith to solve the problem could save you time. It is a good idea to change the locks after ownership of a house has changed. It is a safe idea that can help you sleep better at night. You could probably change the locks yourself, but getting a professional to do it would be faster.
http://www.amlock.com.au/domestic
Flag Fri Jan 23, 2015
The Stephen…, Agent, Portland, OR
Thu Dec 12, 2013
Look on the house for a sticker that has the property servicer (the company that is contracted to check on the property on behalf of the bank) phone number on it. Then call them. They are sometimes willing to give you a key.

However, the bank will have re-keyed this house. That means 100+ other houses can be opened using the same key. Final word on the matter - change the locks asap!
1 vote
if it was an auction there likely was no servicer.
Flag Thu Dec 12, 2013
Gary Geer, Agent, Antioch, IL
Sat Dec 20, 2014
Your best option is to contact a locksmith and have them open the door. At that point they can re-key the lock or you can install a new lock. All the best.
0 votes
Calvin James, Home Buyer, Orem, UT
Sat Dec 20, 2014
Does the bank not have them? That's where I got my keys when I bought a foreclosed house. If you can't find them it's pretty easy to have a locksmith make a set though. It's cheaper than I thought too! http://www.saguarolockandsafe.com/locksmiths/locksmith-scottsdale/
0 votes
James Wehner, Agent, Scottsdale, AZ
Fri Aug 22, 2014
You need to see what the law in your state/ county has to say about the procedure. Consult a local real estate attorney for your next steps. There can be so may variables to consider. Is the home occupied or vacant? If so, is it the owner or a tenant. Depending on the answer, there will be certain processes you'll need to follow. Best of luck!
0 votes
Linda Heinri…, Agent, Lake Oswego, OR
Thu Dec 12, 2013
If you bought it at Auction, you will need to contact a LockSmith. I use Brent at 503) 636-6962. Good luck.
0 votes
Tom Inglesby, Agent, Portland, OR
Thu Dec 12, 2013
If bought thru RMLS the agent has a key if on the court house steps call a lock smith. Good Luck, Tom Inglesby, Broker
0 votes
Jean Rychlik, Agent, Portland, OR
Thu Dec 12, 2013
Yes, you will most likely need to get it re-keyed by a locksmith. Good luck!
0 votes
Kevin Sucher, Agent, Beaverton, OR
Thu Dec 12, 2013
If you are indeed the new owner just drill it out and replace with new lock set.

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0 votes
Ricker Opp R…, Agent, Portland, OR
Thu Dec 12, 2013
Call a locksmith and have the current locks removed and put on new locksets. I am sure the clerk really does not know where they keys are. It's a good idea to change out the locks anyway. Be sure to have paperwork backing up your purchase so the locksmith is confident that you are indeed the new owner.

Congratulations on your new purchase.
0 votes
Tim Moore, Agent, Kitty Hawk, NC
Thu Dec 12, 2013
Call a locksmith. It's likely no one has the keys except the previous owner.
0 votes
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