Based on the date of this post, there is no doubt you are already gone from this property, BUT - in the interest of helping others, here is some information you may find useful-
President Obama signed a bill that states you have 90 days after a foreclosure sale to vacate the property. This may only apply to renters whose landlords have lost the property to foreclosure, but I believe it also has verbage to protect you, the former owner of the property. If the sheriff shows up prior to the end of that 90 days, inform him that you know your rights. You may, in that time, need the services of an attorney to help enforce this right. As for deficiency judgments, certain states allow for them. But let me tell you how that typically goes - a deficiency judgment is an expensive process and has many legalities attached to it for a bank that would pursue it. However, since there is a huge cost to the lender and all of the legal red tape that goes with it - many lenders will not pursue that avenue since they are already out of a lot of money to secure the property, and then maintain it. If it sells for more than the outstanding balance plus attorney's fees and costs, and accruing interest, it may be forfeited to the bank any way. In a foreclosure, the bank is usually the first, and often times, the ONLY person or persons who show up at the auction. After the sale, the new owners, usually the bank itself, informs you that they are the owners and will require you to vacate. But remember this as well - even after a sale such as this -some states, such as Indiana, where I am from, allows you, by law, 1 year after a fc sale to redeem the property. So you SHOULD have time if your state has similar laws. You see, banks do not typically WANT to foreclose because that spells an automatic loss to them, but will pursue it if you do not respond with either money or some kind of legal stay such as a bankruptcy notice. ( and even in bankruptcy, you may end up losing your house anyways due to liquidation. BUT, in a chapter 13, you can continue to stay in your home as long as you are making your regular payments AND the trustee payments of the arrearages as stipulated in your Ch. 13 agreement. If you take the air out of all of this I just wrote, you can say you have 90 days up to 1 year or even more (check fc laws of your state) to vacate or redeem your property.