I believe as long as your Mom's lease is at a normal market price (it's not super low compared with other rentals) then she can continue to stay until her lease expires. She may have to hire an attorney or she may be able to just send a letter referencing the State Statues or Laws (State and Federal) that specifically state that a tenant can stay after foreclosure and send that letter to the Board of Directors of the Association. She should also attend the next BOD meeting to tell them she will now be paying her rent to the Association and that she would like to stay until the first mortgage eventually forecloses. Should the 1st mortgage foreclose, they may offer your Mom a Cash for Keys incentive that may help her to relocate. It could be a couple of thousand.
Hope this helps and so sorry your Mom was a victim.
All the best,
Go and hire an attorney or do a lot of research on tenant rights after foreclosure on Google so you can find the exact laws to protect your Mom. Alternatively if your Mom qualifies, she may be able to contact the Florida Bar Association in Broward County for free legal advice and an attorney to help her.
Normally, the only reason an association has to foreclose on a property is so that THEY can rent it and get some income from the property.
Debbie Albert, PA
Keller Williams Realty Treasure Coast
Keller Williams Realty Professionals