How long after a foreclosure can I buy an other home ? I have been renting for 18 months.

Asked by Adriana Welch, Mon Jul 23, 2012

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Robert Chome…, , San Diego, CA
Wed Aug 22, 2012
The waiting periods for getting a home loan after foreclosure:
1. VA (active military and veterans) - 2 yrs
2. FHA - 3 yrs
3. Conventional - 7 yrs

Make sure you check the date the property deed transferred out of your name, that is the date to begin counting. Call or email me at if you would like me to check your deed transfer date.
1 vote
Scott Godzyk, Agent, Manchester, NH
Mon Jul 23, 2012
It will depend on a couple of factors, the first being how they reported it on your credit. When negotiating hopfully you negotiated a neutral reporting. Next it will be based on your current credit and financials, you should meet with a local and trusted loan officer who can prequailify you at no cost and answer your question.
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1 vote
Johnny James, Agent, Beverly Hills, CA
Wed Aug 22, 2012
If you have 35% down you can buy now with the foreclosure.
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