How do I find out if a house is in default and by what company?

Asked by Doreen Paul, Monmouth, IA Sun Apr 26, 2009

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Gary Geer, Agent, Antioch, IL
Sat Sep 10, 2011
Contact a local agent. He/She can research the property for you and possibly find out. Not all properties show if they are in default. It normally takes some action by the lender via the legal system before notice is given.

All the best,
Gary Geer
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Mark Tracy, Agent, Barrington, IL
Tue Jul 28, 2009
If in default you mean the homeowner has missed mortgage payments (typically three payments and the lender files a lis pendens to initiate foreclosure proceedings), then this information would be available for the general public at the recorders office in Woodstock. Ilinois. All pertinent information, including the lienholders and foreclosing attorney, will be on record. The people at the recorders office are very accomodating and helpful. As a realtor I can certainly check a specific address for you - just call me at 815-715-0535 and give me the address. I can perform a quick check for you.
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