Asked by Mary, Livermore, CA • Tue Jun 24, 2008
My 1st mortgage is $303 000, my second is $89 000 automatic withdraw by lender, also my bank where have my checking account. Both have adjustable rates. Current value of the house is about $250 000.
Now I am current on payments, buy not for too long. I need to stop making payments, due separation with my husband, the 1st loan is on my name, the maximizer on both, and I am unemployed now. How do I protect my checking account I have for many years. Is a short sale an option or just foreclosure? I can't qualify for any loan now. He can't either.
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