Lisa very sorry to hear this has happened to you. Unfortunately, you are not alone. We deal with a lot of distressed properties. Ie. Short-sales, REO's, pre-foreclosures. To the best of my knowledge and check this with a qualified attorney; You are out of it now. The deed in Lieu is the last option before formal foreclosure and sheriff sale in PA. One of the most ridiculous acts from the banks is not allowing you to remain in the home all the way up until the home is sold at sheriff sale. Who better to care for the home than you. These lenders are all missing the boat, and vandals do and will attack empty properties.
It sounds like you as well as many others are insolvent after this process. Lenders generally do not bother these type of owners past these stages as they know it will be very difficult to collect any previous money owed. Verify for your own piece of mind with a qualified attorney in these matters.
Best of luck to you,
Rob Hughes-Long and Foster