Last 2 years were the years of cancellations....in this market anyway.As you may already know only about 4% of loan modifications are being successfully completed under the federal Making Home Affordable Program. Thatâ€™s just 31,382 loans nationwide. When the program was unveiled in early 2009, it aimed to successfully modify 3 to 4 MILLION within 3 years. At this rate, in 3 years ONLY 94,146 people NATIONWIDE will have been helped. The Banks agreed to do cancel and only sale so many after the bailouts. It's like throwing spagetti on the wall. One of my clients was in her home for 2 years for free and sales kept getting cancelled and reset. Or, it could be that I'm negotiating a short sale for the Seller and got the sale date extended. That is if it's listed. Or, the homeowner's could have agreed to a Deed in Lieu of foreclosure...ie. cash for keys. Are you the homeowner, a potential buyer, or just curious. I can give you more detailed info if you want to email me or call me. Robyn Funk, Broker Realty One Corp.