Asked by Cmenow, Nashua, NH • Sun Mar 20, 2011
Went through divorce 3 years ago, the home was occupied by ex for 1 year after, home forclosed 2 years ago but still in limbo and has since been vacant. Not getting any statements or phone calls from bank every month like one may think however I have not officially claimed bankruptcy ( I believe it is a must for this case?) however I am looking at new property (more affordable) but what are my chances of getting a loan? 2 versions, #1 getting a loan now without claiming bankruptcy or #2 claiming bankruptcy and waiting a year to purchase a new home?
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