REO's, Pre-foreclosure and Post-Foreclosure, listings are the bane of our existence currently in the real estate world!! They KNOW no seasonally fluctuation. Actually here in the greatest state of California we have 40 Billion in loans re-casting in December and another $140,000 Billion in March/April (according to DataQuick numbers). The Holiday, nay! I'll say it--Christmas--buying season will take it in the shorts this year!! We are always DOWN during this time of the year but for some reason I've had some of my best months Nov-January!! Our sales are off 50% from the year before. It doesn't look any better until we get rid of the media onslaught on the foreclosure front. Ho-Ho-Ho!! or should I say, "Trick or Treat!!"