Welcome to being cheated by the home owner. Obviously they have been keeping your rent and not paying the mortgage. It is highly likely you will not see your security deposit back, either.
The house will most likely be auctioned at the courthouse steps on 5/22 and probably the bank will take it back.
CA law protects a tenant, who has a written rental agreement and is occupying a house that is sold at foreclosure auction, by giving the tenant 90 days in the house before having to vacate. Sometimes a bank or new owner will try to get you to leave early with a "cash for keys" offer. You can accept or reject, it's up to you.
If the bank takes it back, and an agent comes to the house with a cash for keys offer, just remember that the bank has given that agent probably around $4,000 to work with and whatever they don't give you as cash to move out, they get to keep. Welcome to dealing with others who do NOT have your best interests at heart.
FOR ALL RENTERS: please just email me an address prior to renting a house. I will look it up to verify if that house is in foreclosure or not. Don't get caught like this.
And owners that do this are violating the law and it's called "skimming the rents." I would recommend you ask the owner prior to move in if they are "skimming the rents." You'll probably be able to tell by their answer what is going on. If in any doubt, email me.
Best of luck to all. firstname.lastname@example.org 707-578-5727