Bank & HOA filed foreclosure proceedings in North Carolina

Asked by Dawn217, Charlotte, NC Mon Sep 10, 2012

My bank filed to foreclose in 7/2011 and at each hearing has continued the hearing and now my HOA has filed for foreclosure. I have not paid the dues since I thought we were losing the house and now I don't know if I should pay the dues and arrange a payment plan for the other fees associated with the HOA or does the bank foreclosure take first place and wipe out the HOA foreclosure? We could probably get the money from family to pay at least the dues I'm just not sure how the law works when there is already a foreclosure by the bank pending. Any help would be greatly appreciated.

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Venita Peyton, Agent, Raleigh, NC
Mon Sep 10, 2012
If you cannot afford an attorney to begin straightening out your problem, I recommend immediately talking with a HUD housing counselor. Keep calling until you find someone who can meet with you today!…
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Bradley Huds…, Agent, Raleigh, NC
Mon Sep 10, 2012
You need the advice of an attorney or at the very least seek help from - Best of luck.
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Ernie Behrle, Agent, Raleigh, NC
Mon Sep 10, 2012
I will just say that this is probably not the forum to answer these questions as Realtors are NOT qualified to offer legal advice. I would ask you to consult an attorney familiar with these type of questions.
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