Hello Nereida, as my fellow agents have stated the first step really is to obtain a pre-approval from a lender so that you know what your buying power is. Interest rates vary from lender to lender. I can refer you to a mortgage banker who is able to "shop your loan" around to other banks to get you the best rate available. Then he will give you efficient personalized service while we look for the best home available to fit your needs. We will have to talk about many things before we look for your home such as price, type, size, area of town, school and any other preferences you may have etc. Please feel free to call or text me at 402.206.5773 so that we can get you started on the search for your dream home!