I am currently in the process of cleaning up my credit but need a house or apartment in Atlanta or surrounding cities. Made over $75000 last year

Asked by Mmnurse2000, Clinton Township, MI Sun Jun 16, 2013

Anyone with advice please respond need good school district

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Judith Smerek’s answer
Judith Smerek, Agent, Atlanta, GA
Sun Jun 16, 2013
Hi Mmnurse2000:

I would love to help you relocate to Atlanta. Clinton Township is the home of all my family and I also lived there for a short while a few years ago having been transferred to Michigan with a large "big box" company.

There are several options for you to consider....the first of which will be where you will be working and trying to find you a home or apartment that would be close to your job.

Looking forward to hearing from you.

Judy Smerek
Keller Williams Realty-Peachtree Road
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William Pola…, Mortgage Broker Or Lender, Suwanee, GA
Mon Jun 24, 2013
You may also want to consider doing a lease purchase contract. This allows you to lock in the price of the property now and buy it when ready. During this time, you can get your credit fixed up, save money for repairs (after you buy the house...not before). DO NOT invest any money into a house until you purchase it.
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Richard- El…, Other Pro, Augusta, GA
Thu Jun 20, 2013
Allow me to briefly introduce myself, I am Richard- El Bey. I have been in the lending business since 2000, and I am partnered with several banks and private investors that can help you put more of your clients into homes, and I work FAST!

What it is we can offer you and your clients

F.H.A. Desktop Underwriting 57 DTI
F.H.A. No trade lines 620
F.H.A. Purchases. 3.5% down, 3% seller concession, 3 months reserves (can be gift)
Use assets as income
660 FICO No cancelled rent checks
F.H.A. Streamline on investment property 620 FICO
1-2 unit {no income, no appraisal}
3-4 unit {income, no appraisal}
H.A.R.P. loans with unlimited LTV/CLTV primary and second home
90% JUMBO loans up to $2,100,000 residential
Borrowers with NO CREDIT SCORE
Borrowers with NO SSN
Borrowers using TIN
Foreign Nationals, [Expatriate]- No Passport {Must have valid work visa or 30% down}
V.A. loans
Finance up to 20 properties with us
Non warrantable condos
580's OKAY
Past foreclosure or short sale, OKAY
65% of appraisal value financing for commercial purchasing or refinancing
20% down hard money do not care what the credit is purchasing
As well as private lenders looking for hard to do borrowers
We can get your dead loans DONE and keep your income growing.

Richard- El Bey
Avarice Investments
Wealth advisor
(706) 399-7813
(678) 752-8062
Email: thegocp@gmail.com
0 votes
George Cohen, Mortgage Broker Or Lender, Atlanta, GA
Thu Jun 20, 2013
Hello Mmnurse2000,

I can put you in touch with some excellent realtors around Atlanta. I would also be glad to assist you with you financing needs. Feel free to give me a call anytime.


George Cohen, Mortgage Banker
Brand Mortgage Group
0 votes
Michael Hamm…, Agent, Suwanee, GA
Sun Jun 16, 2013
Metropolitan Atlanta is a huge area, Mmnurse2000. Where (and when) are you looking to re-locate? Please call, text or email if we can provide further assistance. Good Luck!

Michael Hammond





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