Do you need to have credit to rent all housing?

Asked by Courtneyteresaschloezer, Oakley, CA Sun Jun 16, 2013

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Theresa A Clyde’s answer
Theresa A Cl…, Agent, Napa, CA
Tue Jun 18, 2013
Hi Courtney

Yes, a good credit score opens doors for you. If you do not have good credit at this time. Start working on improving your score. There are many website (Free) that you can go to for advise.

Then, when you heading towards improving your credit score. You can share this info with your landlords. Some will turn you away, other will appriciate the fact you made some mistakes and are working to fix them.

Best Regards,

Theresa A. Clyde. Realtor
Coldwell Banker Brokers of the Valley.
0 votes
Charles Laug…, Agent, Napa, CA
Mon Jun 17, 2013
As all of the answers from all around the country indicate... yes, you do need to have credit to rent.
Normally a landlord and/or rental agency will run a credit check on potential renters... this check is to determine if the potential renter has good credit which indicates that the person pays thier bills on time, etc.... a potential renter with good credit has their "foot in the door" of a rental... whereas a potential renter with bad credit will be "locked out"... There are many reasons that prevent a landlord from discriminating against a potential renter... ethnicity, religion, etc,etc, but bad credit is not one of them...
Charlie Laughlin
0 votes
Robert Chome…, , San Diego, CA
Sun Jun 16, 2013
Most of the time yes. But if you just don't have a credit score because you do not have any debt or have any open accounts you may be able to get around that. If you can provide verification of your former rent payments that will help. That is the main thing a landlord is interested in, that you have demonstrated a history of paying rent on time and have not been evicted before.
0 votes
Cindy Davis, Agent, San Diego, CA
Sun Jun 16, 2013
Absolutely! Credit is critical for loads of areas in your life, whether it's renting a home, renting a car, or getting a cell phone!
0 votes
Keith Jean-P…, Agent, East Brunswick, NJ
Sun Jun 16, 2013
Yes, credit shows your worthiness as a tenant.
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