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Home Buying in Fontana : Real Estate Advice

  • All239
  • Local Info15
  • Home Buying67
  • Home Selling7
  • Market Conditions7

Activity 92
Sat Nov 25, 2017
John Smith answered:
North Fontana is a great place to live, but that's about it. The main problem with North Fontana is that there's nothing here but homes. There's absolutely no where to go on a Friday or Saturday night, there's no upscale restaurants (or anything but large chain, microwaved food mills), there's no decent parks with shade, there's nowhere to go here that would draw someone from another city (except for Speedway). If Fontana wants to draw more affluent people, we need something to do when we get here. ... more
0 votes 11 answers Share Flag
Fri Nov 17, 2017
Mary C answered:
Hi,

Foreclosure means the action of taking possession of a mortgaged property when the mortgagor fails to keep up their mortgage payments while active contingent means the seller has accepted an offer but there are still contingencies that needs to be met such as home inspections, mortgage approval, appraisal, etc. Its basically the step before 'Pending'. It goes For Sale to Active Contingent to Pending to Sold.

Thank you for using Trulia!

Mary
Consumer Care Advocate

Contact Us: http://www.trulia.com/help/ask/
Help Center: https://support.trulia.com/hc/en-us
... more
0 votes 1 answer Share Flag
Thu Nov 16, 2017
Bonnie Goodpasture answered:
I work with NACA Buyers all of the time. I have been doing it for several years.
I know all the tricks to have a smooth escrow. I would love to help you through
the process. Please contact me :

Bonnie Goodpasture
Realtor, Coldwell Banker
bonnie.goodpasture@cbzhomes.com
(951) 821-5979 (CA)
... more
0 votes 8 answers Share Flag
Tue Aug 1, 2017
Rich Reed answered:
The seller could specify seller's contingencies in the listing agreement and on the MLS listing which would give notice to buyers represented by Realtors. In any case, the seller's contingencies would need to be included in the final purchase agreement before it is signed.
Hope this helps!
... more
0 votes 2 answers Share Flag
Mon Jun 26, 2017
answered:
Hello Michael, we can not post an opinion of these types of answers as it could be "steering". You can do a lot of research yourself by driving around at night, weekends and see for yourself the zip codes you may consider.

How much do you pay in rent currently and how many bedrooms and what is the maximum payment you are looking to achieve? These answers will narrow down your search criteria.

These links may assist you with crime statistics:
http://www.crimemapping.com
http://www.crimereports.com
http://www.everyblock.com/
http://www.localcrimenews.com
http://www.mylocalcrime.com
http://www.spotcrime.com/ca
http://www.meganslaw.ca.gov
http://www.neighborhoodscout.com/
http://www.homefair.com/

Theses links should have the answers to any questions you may have on schools:
http://www.greatschools.org/
http://Www.schoolfinder.ca.gov
http://Www.education.com
http://Www.schooldistrictfinder.com
http://Www.schooldigger.com
http://www.sarconline.org/

If you figure out what cities/zip codes he is considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve any agent like myself can email listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

You will need to be pre-approved to be able to meet an agent to view and submit offers on any homes of your choice. Do you have down payment and closing costs or do you need down payment and closing cost assistance programs?

Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs. Your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran and VA/CalVet Loan Specialist
Credit Repair Advice At No Cost
ALL Loan Programs Available
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 1 answer Share Flag
Fri Apr 21, 2017
Toni Lippe answered:
Residential property with its highest and best use being otherwise and rezoning is highly anticipated.
0 votes 2 answers Share Flag
Tue Sep 6, 2016
answered:
Hello freeman, If you figure out what cities/zip codes you are considering, minimum number of bedrooms and the maximum payment/price you are looking to achieve you can be emailed listings to fit your search criteria. Your email address is needed to set you up for the automatic daily updates.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 4 answers Share Flag
Tue Sep 6, 2016
answered:
Hello Thankguoi12, home prices as well as rents are rising and you never know when they are going to raise the rates. You should decide sooner than later...

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 2 answers Share Flag
Tue Sep 6, 2016
answered:
Hello Gsanchez6, you will first need to be pre-approved to be able to know your purchasing power and how much you qualify for from a licensed loan originator. Do you have recent credit reports or have any idea of your scores?

You will need to be pre-approved to be able to meet an agent to submit offers on homes of your choice. You will need to gather documentation such as one month paystubs, two month bank statements, last two year tax returns, 1040's, 1099's, W2's and all schedules, copies of drivers license/ID and social security card for each applicant.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down. You may consider a 3%-5% Sapphire Grant down payment program up to 417k from a minimum 620 fico score which does not have to be repaid. You can close with less than first, last and security deposits of a rental...

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
24+ Years Experience
BRE# 01140252
NMLS# 297251
... more
0 votes 3 answers Share Flag
Mon Apr 25, 2016
answered:
Yes, you can refi the FHA as a Non-Owner Occupied home, and purchase your new home with a convention (or VA if applicable) loan. As long as your debt-to-income is solid, you should have no problem! We have several clients that have recently done this to take advantage of the low rates, but keep their FHA loan on rental, while purchasing another.
Call us to discuss all of your options!

Thank you,
Kevin Wells NMLS 974243
Mortgage Lending & Planning

KWells@MyPrimeHomeLoan.com
1(855) 692-3856 ext.102 | fax 1(855) 747-6518
Corporate 7676 Hazard Center Drive, 5th Floor, San Diego, CA 92108
MyPrimeHomeLoan.com, LLC NMLS 1359228
... more
0 votes 2 answers Share Flag
Fri Jul 31, 2015
answered:
Hello Galyn, yes you can if it has not funded yet or you can refinance. Your qualifications will be determined by your credit profile, debt to income ratios, fico scores, loan program and how much you want to invest into the down payment and closing costs.

You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program from a minimum 640 fico score up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

If your fico scores are low your fico scores can be raised within 3-4 days in most cases to qualify for programs, rates and terms as necessary.

It only takes a few dozen questions to qualify and go over your options. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 3 answers Share Flag
Mon Jul 13, 2015
answered:
Hello Water-otter, yes you may qualify to buy a fixer upper home with a 203k loan. You will need a minimum 560 fico score to qualify.

\You may qualify FHA from fico scores between 500-579 with 10% down or minimum 580 fico score may qualify FHA 3.5% down or as low as .5% half percent down payment program up to 417k. You may consider 3% down conventional from a minimum 620 fico score or even 5% down conventional with NO Mortgage insurance (Lender paid MI) up to 417k.

It only takes a few dozen questions to qualify, go over your options and email you listings to study and compare. Here are some links to study as well as web reference links to many loan program pages offered...

Sheryl Arndt, Real Estate Broker - Sr. Loan Officer CA only
Veteran & VA/CalVet Loan Specialist
REO & Short Sale Specialist
Credit Repair At No Cost
ALL Loan Programs Available
22+ Years Experience
BRE# 01140252
NMLS# 297251
760-486-4225
9am till 5pm by phone Monday thru Saturday, Sundays by appt., EMAIL ANYTIME 24/7
Under640FicoScoreLoans@gmail.com or HomeLoans4U@live.com
http://youtu.be/MrygA2_8fAY
http://www.trulia.com/profile/SherylArndt

If my response was helpful, consider clicking Thank, Link or Best Answer.
... more
0 votes 5 answers Share Flag
Fri Jan 30, 2015
Randall Ortiz answered:
Go to their office to speak with them. Verify their license number on the BRE website.
0 votes 5 answers Share Flag
Thu Jan 8, 2015
Nicole Fedorchek answered:
Hi, Mari!
I specialize in first-time buyers! I can help you. I am patient, and knowledgeable about the home buying process! Please look at my Trulia profile, as well as my website for more information about me!
Contact me today to get started!

Nicole Fedorchek, Tarbell Realtors
714-914-5097
realtornicolef@gmail.com
www.nicolefedorchek.com
... more
0 votes 14 answers Share Flag
Wed Dec 24, 2014
Cindy Davis answered:
As Scott indicated below, it really depends on the cause and where you are in the escrow period. In California, buyers typically have 17 days to back out for any reason. Also, most deals that fall through are due to lending....

Are there agents involved? Ideally, they would be sorting this out with you and the buyer.
... more
0 votes 3 answers Share Flag
Thu Jun 19, 2014
Lisa Wetzel and Jim Valentine answered:
Often there can be a requirement to be pre-approved by a specific lender that the Seller - usually corporate - knows and relies on. The can not compel a buyer to obtain their loan from any specific company.

Lisa Wetzel and Jim Valentine

Certified Distressed Property Expert, CDPE
RE/MAX Realty Affiliates
1320 Hwy 395
Gardnerville, NV 89410
775-781-5472 Lisa
775-781-3704 Jim
775-781-3703 Jessie
www.carsonvalleyland.com
www.experienceispriceless.blogspot.com
carsonvalleyland@hotmail.com
... more
0 votes 31 answers Share Flag
Sat May 17, 2014
Von Bonilla answered:
Hello Gerardo,

Did you get your answer and did you take action? What is your situation now?

Von
0 votes 13 answers Share Flag
Fri Apr 18, 2014
aftervince1973 answered:
Don't let a foreclosure stop you from buying a new home. See Comstock if you have a buyer in need. They have a flexible credit loan. This program assists homeowners who have recently been through a foreclosure, short sale or have recently emerged from bankruptcy.

www.thinkcomstock.com/buy-after-foreclosure
... more
0 votes 5 answers Share Flag
Tue Mar 25, 2014
Kawain Payne answered:
In most cities taxes are 1.5 to 2 % of the sales price. The property taxes cover items other than the Unified School District, they cover sewer, fire, police, traffic light, public works, parsk and recreation, libraries ,ect.

Beware, sometimes you will get a supplemental tax bill form L.A County after you close escrow, if they have accessed an adjusted tax rate on the home..

Kawain Payne, Realtor/Notary
... more
0 votes 4 answers Share Flag
Sat Jan 11, 2014
Kawain Payne answered:
Sounds like your deal is contingent on seller finding a replacement home. If this is the case unless the seller finds another home your deal can not close. I am basing this on your note above that Seller is still in the market for a home.

I must admit I do not work on Sundays. I do not return calls or check emails on Sundays. If this is an issue with the seller's agent, your agent should respect that.

If you entered a deal which is contingent on seller finding another home, you will have to be patient and hang in there until they find a home. You will not be able to close until they find one.

Try not to get frustrated... in a case with this type of contingency you will have to be patient.
It could take a while.

Best Regards,
Kawain Payne, Realtor
... more
0 votes 10 answers Share Flag
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