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Financing in Florissant : Real Estate Advice

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Activity 4
HELENA R. TY…, Other/Just Looking in Chesterfield, MO
Thu Mar 17, 2016
HELENA R. TYLER asked:
Charles Smith, Real Estate Pro in Chesterfield, MO
Fri May 15, 2015
Charles Smith answered:
Last I checked Florissant had a matching program up to 6k
I would surely check to see if funds were still available.
Make sure you don't put the home under contract before seeking funds.

Good Luck!
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Charles Smith, Real Estate Pro in Chesterfield, MO
Fri May 15, 2015
Charles Smith answered:
I'll give you a few people to contact to help you figure out your choices:
1.Debbie Cobb -USA Mortgage
2.Jeff Pfitzer -USA Mortgage
3.Crystal Avery-Morris - The Private Bank
4.Charles Davis - Bank of America

Hope this info helps
Call me I'm never to busy for your referrals
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Lindsey M. B…,  in Ohio
Thu Jun 18, 2009
Lindsey M. Bishop answered:
Sometimes consumer credit scores are different than what a lender pulls up. Really FHA requires a 620 minimum middle credit score or higher to qualify. If your consumer report is showing all your credit tradeline payment history most up to date in the last 30 days I would say a lender could simply look at your credit report to start and let you know if improvements need to be made and also give you an estimate of what your debt to income ratio is at certain loan amounts. However, if you want a pre-qualification letter they would need to pull and verify your credit on their end.

Hope this helps too!!

Lindsey :-)
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