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Financing in Florida : Real Estate Advice

  • All2K
  • Local Info209
  • Home Buying1K
  • Home Selling174
  • Market Conditions62

Activity 1,888
Yesterday at 5:01pm
Maegantoler2 answered:
I am a non citizen with a B1/B2 & C1 visa. What are my options for getting a mortgage loan?
0 votes 8 answers Share Flag
Wed Aug 16, 2017
Hi Mikos0086,

Fannie Mae will only do 2 years post discharge if your BK was the result of extenuating circumstances like a major medical issue so you are really going to be better off sticking to FHA.

Take a look at the recommendations from some of my past clients on my Trulia profile by clicking the link below my phone number.

Please feel free to contact me for more information or help.

John Burke
Senior Mortgage Banker
Lending in ALL 50 states
Great Plains National Bank
Apply Online:
NMLS# 787231
... more
0 votes 2 answers Share Flag
Tue Aug 15, 2017
Kisahharry answered:
Can I borrow a laon from you to clear my debts amounting to 150000 ksh and in Kenya i need help to clear my credit score I borrowed to take daughter to high school and now need to clear and have clean score.
... more
0 votes 5 answers Share Flag
Sat Aug 5, 2017
Kathy Burgreen answered:
Yes the bank will let you keep the house. Banks are only interested in 1 thing - money. As long as somebody pays the loan on time every month, they don't care about you at all. All they want is the payment. The month that you're late or you don't pay - expect daily phone calls from them asking for the payment - and they will sound threatening. ... more
0 votes 1 answer Share Flag
Mon Jul 24, 2017
Sean Michael Waple asked:
This seems a little much just for the pre approval. I could see it being needed during closing
but right now? Comes off very invasive. Plus we Already sent her our last two W2s, our…
0 votes 0 Answers Share Flag
Mon Jul 24, 2017
AJ Hernandez answered:
Whether your buying a home in the 60 days, 6 months or even a year or more It's never too early to start planning so I always encourage people the minute you decide you want to buy a home speak to someone so you can start preparing.

By talking to Loan originator now you can determine whether or not there are other areas you can work on or you might find out you need more or less funds than you think.

(For example: credit score, paying off or down debts, etc.)

Think about when you go on vacation you don't just wake up in the morning and say let's go to Disney World you start planning months in advance.

The same thing applies when buying a home it takes planning and preparation so don't wait start today. I only currently offer loans in Florida, I hope this helps. God Bless., Psalm 20:4
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0 votes 13 answers Share Flag
Mon Jul 24, 2017
Chris Bufis answered:
FHA would consider this person a first time home buyer if the property was not deeded as Real Property. I suspect in this case the property was titled as a vehicle. If there is a HUD Plate on the Mobile Home and it is recorded as real property.. Then you would not be considered a first time home buyer. ... more
0 votes 1 answer Share Flag
Mon Jul 17, 2017
Williehunnicutt answered:
What is the law governing present landlord using past eviction to terminate present lease agreement?
0 votes 8 answers Share Flag
Sun Jul 16, 2017
Abby Walters answered:
We can do it.... I know it's an old post
0 votes 14 answers Share Flag
Fri Jul 14, 2017
Steve Bracero answered:
Yes... typically you need 2 years at the part time position for it to be considered income
0 votes 2 answers Share Flag
Mon Jul 10, 2017
Cfrederick answered:
AAFMAA Mortgage Services does but only for military and veterans.
0 votes 17 answers Share Flag
Sat Jul 8, 2017
kitty kelleher asked:
The mtg is in my deceased mother's name but I have been making the payments since she passed away. I was thinking of doing a cash out refi to make some repairs up dates but the fees are…
0 votes 0 Answers Share Flag
Fri Jul 7, 2017
Jennifer Susanne Sommers answered:
A few suggestions. Since she has her home in Illinois, she could always take equity line out for a home down here in South Florida.

Second option, she could get a mortgage and you could rent from her.

Third option is she could cosign for you.

Jen Sommers
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0 votes 4 answers Share Flag
Mon Jul 3, 2017
Ajmoran14 asked:
Tue Jun 27, 2017
Smessickjohnson answered:
The answer to this question has changed. VA at one time did not have a seasoning period for short sales, however, it is now two years from the date of sale. For more questions about VA loans contact me at 832.821.6678. I am licensed in NC and TX ... more
0 votes 10 answers Share Flag
Mon Jun 26, 2017
Bbaker01 asked:
$52k/year with $1,100 in recurring debt (student loans killing me). Want to buy something in the Jacksonville area under $170k. Some simulators say I can only afford $90,000 which I think…
0 votes 0 Answers Share Flag
Fri Jun 23, 2017
Brian Martucci answered:
You want to choose an excellent, experienced, well reviewed lender first.
Then they should set you up with some sort of secure online portal, like dropbox or, to allow you to upload any necessary supporting documents to get prequalified. ... more
0 votes 1 answer Share Flag
Wed Jun 21, 2017
Ronoldo Appleton asked:
Hi, I'm in NYC and have a 2-family house with a mortgage balance of $439k, down from $490k in 2005. It was a no-money-down loan at the time, and since then we did a modification given…
0 votes 0 Answers Share Flag
Wed Jun 21, 2017
Qzeng0920 asked:
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