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Florida : Real Estate Advice

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  • Home Buying39
  • Home Selling5
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Activity 57
Thu Dec 8, 2016
Texgap asked:
Can I use a condotel unit as a primary residence?
I'm thinking of going that route as I'm currently living in Maryland and have retired. I still own my home here but want to stay…
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Thu Nov 17, 2016
asked:
I will be looking to purchase a home early 2017 in the Central Gulf Coast area of Florida. I've heard insurance on the mfgr homes can be very expensive. The HOA fees seems to be…
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Thu Sep 22, 2016
Kathy Burgreen answered:
I believe you are confusing a condo with a co-op. Buying a condo does not require Board approval. You are dealing with the seller directly. Buying a co-op does require Board approval.

Regarding credit scores, most co-op Boards require a minimum of 620. If you won't have a mortgage, the co-op Board will need to verify your net take home pay is enough to pay the monthly maintenance fee, utilities, food shopping and transportation. Most Boards use estimated averages for food shopping and as for utilities, they know approximately what utilities cost for the apartment.
... more
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Wed Sep 7, 2016
Edwin.keefner asked:
Thu Aug 18, 2016
Hallmickelle asked:
My father allowed me to build a 2 bedroom house in back of our family home which is in his name. I'm leaving the island & my brother wants to buy it. How do u do this legally &…
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Thu Jul 21, 2016
Dgkeywest asked:
Any information on manufacturing and where to buy from your own experience?
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Sat Jul 9, 2016
Deanna W asked:
I have a 520 credit score can someone get me pre approved in south Florida but I want someone local
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Thu Jul 7, 2016
Bohiolatinboy asked:
I will like to purchase a home in Florida, How do I apply for a pre-approval
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Sat Jun 4, 2016
Al Cucchiara asked:
savings? We share a checking account and I would like to open a savings account and transfer some CDS and IRAs from another bank to this bank, which may foreclose on his house, so I can…
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Sat Apr 30, 2016
Paul answered:
Use InBedrock.com to fully understand + analyze all real costs of homeownership, including purchase price, down payment options, closing costs (title insurance, bank fees, inspection/appraisal, legal), mortgage financing- interest rate, term, points, pre approval requirements, RE Taxes, HO Insurance, utilities/maintenance/condo fees, selling costs (broker commission, capital gains tax, state transfer taxes). InBedrock.com is educational, in-depth, easy-to-understand. Invaluable especially for serious first-time homebuyers. ... more
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Thu Apr 28, 2016
Post.brett asked:
Can a lender do an escrow holdback for over $5,000? I am trying to buy a house for 200,000 and the seller give me a $12,000 credit for the roof. Im trying to do an USDA loan.My research…
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Thu Apr 28, 2016
Cherie.lawson asked:
What should I do if I want remodel an old house
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Thu Apr 14, 2016
Julius Burriss asked:
I chose a home for purchase. The seller me a contract unless I submitted a commitment letter within seven days. After purchasing the home inspection, the roof was bad and leaked. The pool…
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Sat Mar 26, 2016
Kathy Burgreen answered:
Looks like you learned the hard lesson of buying a house that you could not afford and you should have rented instead. Now you want advice for doing the same thing again? You're nuts! You need to rent instead of buying. If you have no money, you don't deserve to repeat your mistakes.

You can check local county or city organizations for down payment assistance.
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Thu Feb 25, 2016
Johnny_h_usa asked:
I am retiring on a disability within a year I am looking to buy my 1st home should I buy before or after I complete the retirement ?
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Thu Feb 18, 2016
MCM_STL answered:
This a question that has to go an attorney. No one can answer this without reading every bit of the language in the purchase contract and no one but an attorney can really explain what all of it means to you. ... more
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