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Home Buying in Fishers : Real Estate Advice

  • All110
  • Local Info6
  • Home Buying29
  • Home Selling3
  • Market Conditions3

Activity 39
Sun Jan 7, 2018
Kathy Lakritz answered:
The only 2 types of loans available with 0 down payment is the VA loan for qualified buyers who served in the military and the USDA loan for buyers purchasing rural property. If you don't qualify for either of these two, you need to know that there is the FHA loan which only requires a down payment of 3.5%. Saving for 3.5% should be a lot easier than saving for a 20% down payment. ... more
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Sat Dec 2, 2017
Ahmad Karim asked:
Mon Oct 23, 2017
Tod asked:
We purchased a home in June 2017. Our realtor refused us having our own roof inspection ststing sellers were doing that for us. We had a home inspector take a walk through on the home and…
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Wed Dec 7, 2016
Maricris A answered:
Sat Sep 10, 2016
Mcdanielpainting asked:
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This question was asked from this property: http://www.trulia.com/foreclosure/3207404299-8839-Delaney-Dr-Fishers-IN-46038#photo-2
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Mon Aug 22, 2016
Sally Grenier answered:
Rent to own is a terrible idea and really not a viable option anymore. This was more common and more popular back when the market crashed and there was a ton of homes on the market. Sellers were desperate so they offered rent to own as an option. The market has fully recovered (in most parts of the country) and now sellers want to SELL (not rent to someone who likely can't qualify for a regular mortgage down the road when it's time to actually BUY).

Typically rent to own was much more favorable to the seller, not the buyer. You agree to pay XX for a house and pay XX each month that my or may not get applied to your downpayment and/or principle. It's very very sketchy. Plus what happens if the house isn't worth XX by the end of the rent to own period? If it's worth more, the seller would likely want to cancel your contract and find another buyer at the higher price. Or what if the price goes down? Then you're stuck overpaying on a house!

I'm sorry I don't have better news for you. I suggest you work on whatever issues are keeping you from qualifying now. I would work hard to fix your credit issues, and SAVE SAVE SAVE for downpayment and closing costs. Good luck!
... more
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Thu Sep 24, 2015
Dan Tabit answered:
Fishers,
It depends on the property, the elevation, the value of the home and probably other factors. You need to speak to a local insurance agent who sells in the area you want to buy. Show them the address of the property and they can let you know.
Make sure you ask about what the rate may be doing in the near future. Flood insurance is not a fixed amount and I believe the rates will be increasing dramatically.
... more
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Mon Apr 6, 2015
Meighan Wise answered:
I will be listing a 1600 SF two story newer condo at that time for rent near Hamilton Town Center Mall in Fishers schools. call or text for more info 317-937-0134 Thanks Meighan
0 votes 4 answers Share Flag
Sat Aug 23, 2014
Mallorie Wilson answered:
Christy,

Have you decided what type of investment property you're looking for? IE: rental or looking to renovate and flip? There are great opportunities for rentals. I work with several local investors that purchase rental properties.

Let me know if I can be of any assistance.

Mallorie Wilson
Sales Manager
Century 21 Diversified
317-590-3434 direct
... more
0 votes 10 answers Share Flag
Sat Aug 23, 2014
Mallorie Wilson answered:
You would click on the "for professionals" tab and fill out your profile!

Mallorie Wilson
Sales Manager
Century 21 Diversified
317-590-3434 direct
0 votes 2 answers Share Flag
Sat Aug 23, 2014
Mallorie Wilson answered:
Barb,

What's listed as the "semi-annual' taxes on a home may vary throughout your searches. A situation in which a home has an owner-occupant, mortgage and its their primary residence means they have a 1% cap on their taxes (based off the assessed value) minus the homestead and mortgage exemption (which needs to be filed). You'll notice some homes that seem quite similar have a substantial difference on the "semi-tax". This is likely due to one home being investor owned and/or second home which means it's at a 2% cap OR an owner occupant hasn't filled their mortgage and/or homestead exemptions. These exemptions make a huge difference in the property taxes.

Are you thinking of relocating to the Fishers area? Please don't hesitate to reach out if I can be of any assistance.

Mallorie Wilson
Sales Manager
Century 21 Diversified
malloriewilson.com
317-590-3434 direct
... more
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Sat Aug 23, 2014
Mallorie Wilson answered:
Patridge9,

Each landlord is different as far as verification of income, etc. It would be helpful to have a letter of employment here to cover your income on a rental application. As I indicated, each landlord is different and some might accept the unemployment/social security and approve an application. You indicated having to leave your current apartment after 1.5 years there. Have you satisfied any monies owed to your past landlord? This would be an important step in pursuing another rental. I would encourage you to be upfront and honest when proceeding with submitting an application to rent. It's better for the landlord to hear it from you, then learn it through the application process. I hope you found this information helpful.

Mallorie Wilson
Sales Manager
Century 21 Diversified
malloriewilson.com
317-590-3434 direct
... more
0 votes 2 answers Share Flag
Sat Aug 23, 2014
Mallorie Wilson answered:
Has anyone helped you with locating a rental in Fishers? I would be happy to assist you in finding a rental. There's less rentals with fenced yards but is something that we should be able to locate. Feel free to reach me at 317-590-3434 or by email malloriewilsonrealty@gmail.com.

Mallorie Wilson
Sales Manager
Century 21 Diversified
malloriewilson.com
317-590-3434 direct
... more
0 votes 2 answers Share Flag
Sun Jan 26, 2014
Lora Reynolds answered:
Fishers is an awesome community. Please call or email me and I would be happy to send you more information on Fishers or any other community that you may be interested in learning more about.
I look forward to hearing from you :)
Lora Reynolds
317-496-6291
lreynolds@easystreetrealty.com
... more
0 votes 6 answers Share Flag
Wed Jul 10, 2013
Susan Aycock answered:
I had a client with two highly-functioning autistic children and found the best program in Fisher High district. Hamilton Southeastern has two school systems within it: Hamilton Southeastern & Fishers. Fishers is the one said was the one they are in and that it's very good. ... more
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Thu Jun 20, 2013
Laura Musall answered:
Tina,

Not sure how familiar you are with Fishers, but it routinely receives accolades in national publications, such as Forbes, as one of the best communities in the US to raise a family, best small city, great schools, and the list goes on. It's hard to go wrong in Fishers. There are several neighborhoods throughout the area that offer a variety of amenities. It really depends on your definition of "great," as to which ones may be the best fit for you and your family.

For some, great community means it's within walking distance to parks and amenities. Others consider a "great" place a home with a big yard. Others like neighborhoods that are really active with lots of organized events, and other tell me their idea of a great neighborhood is being on the golf course with a community pool, or living on the water with a private dock.

As someone who's lived in Fishers almost 20 years, I'd be happy to help you sort out which neighborhoods and houses will be the best fit for you and your family, just shoot me an email or give me a call. If you want to scope out some areas on your own, you'll find a great list of community events at www.eightgreattowns.com and www.Fishers.in.us.

Best of luck,

Laura
317.702.0058
... more
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Wed May 1, 2013
Mallorie Wilson answered:
CHK79,

There are a lot of great new build communities in Fishers. I recently worked with a buyer to build in a Ryan home community and was very impressed. Avalon Estates is a great community. If you wanted, I would be happy to go over the different communities with you to help determine which communities would work best for you.

Have you visited any model homes to get acquainted with the builders?

Mallorie Wilson
Associate Broker
Century 21 Diversified
317-590-3434 direct
... more
0 votes 7 answers Share Flag
Fri Feb 22, 2013
Andrew Neal Group RE/MAX answered:
Gray Eagle in Fishers is a great golf course community. They have great walking trails, some woods and rolling hills and a fun golf course. I play the course often and sell homes in the neighborhood. ... more
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