Coffee, Actually, you can "get" an FHA loan from your computer...there are many, many online lenders that are happy to "sell" you an FHA loan. However, they won't provide your the knowledge you really need to make correct choices that mirror your goals and aspirations. There is FAR more to selecting a mortgage product and/or a mortgage professional than "What's your rate?". In fact, that is the last question a potential home buyer should be focused on.
@Gene is 1000% correct in his comment (thumbs up). i have known Gene for a couple years via the blogoshere and I don't believe there is a more knowledgeable and ethical mortgage professional in ChiTown (yes, I know your beautiful city well). My suggestion is that you contact Gene....have an initial conversation about your goals and aspirations....let Gene explain what you can, and cannot do, in the lending process....then evaluate if an FHA loan is the prefect loan for you. In short, it is always best to keep the horse in front of the cart. Best to you!