what would a 15 year mortgage be fixed insurance taxes 360.on 130000 be

Asked by Mike, 01845 Mon Jul 25, 2011

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, ,
Mon Jul 25, 2011
Pl provide additional loan info, 1) Is this conventional or FHA? 2) Single family residence or Condo? 3) FICO 740+ or less 4) LTV 75% or more 5) Is this Purchase, Refi or Cash out? 6) Rate lock period. The rates are as low as 3.5% without any points. Pl call us to learn more? Thanks. KJ
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Sally Grenier, Agent, Boulder, CO
Mon Jul 25, 2011
In order to provide an accurate quote, a lender or mortgage broker will need specific info on a property (i.e. address) to determine what taxes are (this varies from house to house, city to city). Also insurance is another variable depending on what coverage you get. When you talk to a lender make sure you give them that info.
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, ,
Mon Jul 25, 2011
It really depends on your loan to value ratio, property type, credit score, etc.

If it is a single family with good credit you are looking at a 3.75% rate with no points. That payment would be $945.39 principal and interest plus $360 for taxes and insurance = $1,305.39.

I would be more than happy to run some loan options and rates for you. Give me a call.

Wes Oliver
Prestige Home Mortgage
woliver@prestigehomemortgage.com
508-332-4171
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