Getting a loan on leased land is usually no problem. Banks just require that there are 7 years of lease beyond the term of the loan. For a 30 year loan, you would need the lease to be at least 37 years. If a lease has 22 years left, the maximum loan term would be 15 years. Your agent can assist you in determining the lease term on a property. If you are not already working with someone, please don't hesitate to contact me for further information.
Best regards - Susan Miulli 760-408-5141