Hi, C69brlv. Short answer: Yes. But home financing, especially purchases, has never been a depository bank's forte. It's evident in their on average higer interest rates, lenghty processing (40-90 days), poor customer service, and inexpereinced loan officers (none of which are currently required to be state back ground checked, tested or licensed). You will be much better off working with a mortgage brokerage, direct or correspondent lender. Better rates, processing times, customer services, and your dealing with state screened, tested, and licensed professional that are typically paid by commission and run a referral based business. Which means if they don't close you, they don't get paid. And if they don't render you quality customer service, they don't get your referral or repeat business. Both strong incentives for them to know what they're doing, and to do it well.