1st time home buyers and interested in moving from MN to Melbourne area. Can we get preapproved for mortage?

Asked by Maureen, Minneapolis, MN Sat May 10, 2008

without jobs in FL yet?

Help the community by answering this question:

+ web reference
Web reference:


Mark Palace, Agent, Satellite Beach, FL
Sat May 17, 2008
Yes! Absolutely! Please contact mortgage broker Michael Petrizzo at (516) 965-7033. Let him know that I asked you to call him. He will preapprove you for your mortgage and we will help you get a brand new home or almost new home for little or nothing down!

Hi: I have created this link http://www.brevardmls.com/brv/maildoc/b005BT6383.html
for you so that you will be able to view specific information on some great deals in the greater Melbourne – Palm Bay area. Take a look at this link too in order to find out more about our firm and what we have to offer you as home buyers: http://www.PalaceProperties.org.. Let us know if we can help you.

Mark Palace, CEO/Founder
Palace Properties International, Inc.

About Us
Our mission is to provide the best service possible to our customers and clients and to be ever mindful of your needs. We achieve true success only by placing you first.
Palace Properties International is a member of the Chamber of Commerce, Melbourne Area Association of Realtors, Florida Association of Realtors, National Association of Realtors, World Properties, Home Builders and Contractors Association of Brevard (HBCA), Florida Home Builders Association (FHBA) as well as the National Association of Home Builders (NAHB).
Whether you want to invest in California, Virginia, the Carolinas, Florida or elsewhere, we look forward to working with and for you, your family and your friends regarding your and their real estate pursuits. We take advantage of our elite and prestigious professional real estate network of top producing, pre-qualified Realtors that specialize in their respective geographical areas.
Company history
With a rich and diverse international background, the staff at Palace Properties International speaks nine languages, has lived and traveled in over 20 countries and possess multiple advanced postgraduate academic university degrees. Kelly and Mark Palace own the firm along with several other thriving businesses in central Florida.

Local Area Information
Come visit one of America's best kept secrets and you will truly fall in love with our subtropical paradise!

Just 35 miles east of Orlando, Brevard County prides itself as the home of Kennedy Space Center, the only facility in the world that launches the Space Shuttle; Port Canaveral, the second-busiest cruise port in the world; 72 miles of beautiful Atlantic Ocean beaches; and the largest collection of endangered wildlife and plants in the continental United States. With its tropical weather, cultural activities, educational opportunities, active and passive recreation options, high-technology industries, and family-friendly atmosphere, the Space Coast offers an exceptional quality of life that residents and visitors enjoy year-round. Nearly 500,000 people call its 15 municipalities and unincorporated areas "home."

Tucked in among the other beach communities of Brevard County, Indian Harbour Beach sits on two square miles of land between the Atlantic to the east and the still waters of the Indian River Lagoon to the west. Beachfront parks are a great place for a picnic (most have running water to wash off the sand before you replace your flip-flops) and Gleason Park offers 27 acres surrounding a beautiful lake, with exercise trails, lit by Victorian lights in the early evening. Tennis is available on city courts and baseball and soccer fields are available at the city’s million-dollar sports complex.

Mark, you truly are the Somerset Oceanfront Specialist. I really appreciate the way you have worked with me as an owner of two units. I know listing with you is the right choice as you are well connected both in the local community and to the international buyers. Each time I talk to you, it seems you have my best interest in mind. Thank you!” S. Veal, MD 03/22/08
- Dr. Steven Veal, Medical Doctor and Real Estate Investor 3/23/08

I met Mark Palace at the Curves Vibrant Womens Conference and decided to have Palace Properties help me find a place to rent or buy. He had a place within an hour and I could see it that evening after work. Mark works hard for his clients and always kept in contact with me by e-mails and phone calls when I needed to talk to him. Never had to wait long for a call back. He is very professional, courteous and respectful. There are some realtors out there that should take lessons from Mark Palace, Palace Properties.
- Patricia Kane, BRPH Architects/Engineers, Inc 7/24/07
0 votes
Sandy Shores, Agent, Melbourne, FL
Sat May 10, 2008
If you are coming to Melbourne, be sure to check the available resources for first time home buyers. I am attaching a link to the Client Resource page of my website. Scroll down to Financial tools, to the third row of boxes....you may want to find out if you are eligible for a first time homebuyer program. There are links available to FHA, HUD, the City of Melbourne and Brevard County that will show you some of the programs. A good lender will be familiar with the programs available in our area and they will also be able to let you know whether you are able to qualify without jobs.

Don't hesitate to let me know if there are any questions that I may answer for you.
0 votes
Ken Mundorf, Agent, Melbourne, FL
Sat May 10, 2008
Pre-approcal is very easy and would take about 20 minutes to get your answer. Any lender would be able to take you information and let you know your status in a very short time. Be sure you understand the conditions set by the lender to qualify for the loan. In many instances a contingent loan approval is better than a pre-approval. In this instance, the lender has committed to you and has told you specifically what needs to be done to get the loan. Once you meet these condition, the loan is yours. Also available are some nice offerings with incentives for first time home buyers. Be sure to ask about these!

I would be glad to assist with your purchase by sending you some specific homes that meet your requirements. Just send me an email with them and I'll save you some leg work by getting some information directly to you.

Thanks for the question,
0 votes
James R. Ven…, , 33156
Sat May 10, 2008
Yes you can get pre-approved. Pre-approval is typically free with most Banks and Lenders and in the current mortgage environment you should have your pre-approval updated every 30 until you find your new home just to ensure that underwritting guidelines havn't change that may effect your final loan approval.
Web Reference:  http://www.JamesRVenney.com
0 votes
Search Advice
Ask our community a question

Email me when…

Learn more