Almost all banks keep their loan to value requirements as a ratio of the lower value of either the purchase price or the appraisal. The $80,000 bank approval might not allow more borrowed money to be your source of down payment.
100% investor financing is possible mainly through private investors that already know you, rather than through federally insured institutions.
So I will rephrase your question: " Can Newbietx as a non occupant buyer borrow 100% to purchase property."
Look for a private loan instead of a bank loans; but I am not currently a loan officer, so there may be some lender that does this type of high risk loan.