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Asked by Margaret Murray, Abbeville, LA Sat May 5, 2012

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Daniel, , Baton Rouge, LA
Sun May 6, 2012
5 years after discharge date. possible sooner if you can show that you have had no late payments of ANY KIND, and that you have re-built your credit score to 640 or greater and you have at least 3 lines of credit

btw, there is NEVER a good reason for chapter 7
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, ,
Sun May 6, 2012
Margaret, after two years, some lenders will consider the VA loan with a good reason for the chapter 7. You should be fine after 3 even without a good reason.
Best wishes, Jim
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