Yes you may be able to have an escrow account. If you are putting down 20% lender do not require you to have one. But you may ask them to set it up for you. Some mortgage servicers are not set up to do this. If the lender does not have this available for you, you can also do it for yourself. Set up a bank account just for these payments. Make sure that you put the money in every month and do not use it for anything else. If you set up your own account add a little extra every month just in case the taxes go up next year.
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