I did a series on the 7 steps to buy a home. See the link below.
Here is a summary of the first 3 steps:
1. Get your finances in order
Want to own a home? You need money to buy one. Most people borrow the money to purchase their home. Some are able to pay cash. This step focuses on those who borrow.
2. Determine your needs and wants
Needs are the deal-breaker stuff, such as location/proximity to work, number of bedrooms and baths, layout (# of levels), etc. Wants are niceties â€“ things youâ€™d like to have but donâ€™t have to have, such as a pool, two car garage, or granite counter tops.
3. Find a real estate agent
No matter what youâ€™ve heard about real estate agents, as a buyer, you will need one and want one.