Wells Fargo is a good choice for you, and you should try calling their 800 number, which might be a better choice than a local office. The biggest problem is that Wells loan officers get paid a certain amount per dollar volume of the loan, so it is not likely that they would want to spend the time with you for the $180 or so that they will make off the loan. They have an adjuster on their rate sheet for loans under $50,000, so I know that they would do it. How much are you planning to put down as a down payment? What is your purchase price.