One of the most important things to do is to make all payments on time, while being very careful not to overextend your credit or apply for credit you don't really need. Ideally lenders look for at least three lines of credit that is open and active for at least one year. A credit score around the 640 mark, and a good rental history and debt to income ratios. Although every situation is different and I am not promising you any guaranteed outcomes. However, if you clean up your credit home ownership is possible. Good Luck!